PCI-DSS Compliance and MSI
The Payment Card Industry Data Security Standard (PCI DSS) is a collection of requirements developed to ensure that ALL companies that process, store or transmit credit card information maintain a secure environment. This applies to any merchant that has a merchant account and Merchant ID.
All merchants must now be PCI-DSS validated or face large fines and/or having their merchant account revoked.
PCI-DSS compliance is the responsibility of the merchant (our customers), and is not something that MSI can insure or provide as a service because many of the requirements involve physical security and procedures, etc.
Each merchant is responsible for their own PCI-DSS compliance and validation. MSI is not responsible for any customer that chooses not to utilize Credit Card Direct in conjunction with the required PMS versions listed. MSI is not responsible for any fines, fees or expenses incurred by merchants failing to comply with PCI-DSS.
One of the requirements for PCI-DSS compliance is that any “Payment Applications” used by the merchant be PA-DSS (Payment Application Data Security Standards) certified.
The MSI PA-DSS validated Payment Application is Credit Card Direct. MSI WinPM, NovaPlus, and CloudPM are not “Payment Applications” as they do not collect, store, or process cardholder information, but instead rely on Credit Card Direct to collect, store, and process credit card information.
To meet the Payment Application requirement for PCI-DSS merchants should use Credit Card Direct in conjunction with the listed MSI PMS/POS applications.
-> WindowsPM
Version 2.0 and later
-> NovaPlus
Version 2.0.2 and later
-> EnterprisePM
Version 2.2 and later
-> Place Point
Version 2.0.5.1 and later
-> NiteVision
Version NiteVision 2009 SP1
Merchants using MSI PMS' versions prior to the those listed above will not be in compliance with PCI-DSS and is currently subject to fees and possible termination of merchant account by your merchant bank or processor.
Please contact your MSI Account Manager if you have any questions about MSI
product compliance, or to schedule an upgrade to compliant versions of MSI software.
For more information, please visit PCI SSC Data Security Standards Overview
MSI NiteVision PMS is a Payment Application. NiteVision and Credit Card Direct v2.0 have been validated as PA-DSS compliant, click the link below to view the validation letters from the PCI Security Standards Council
